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Thursday, July 7, 2005

Analysis of Health Insurance at an International Level

DUBLIN, Ireland--(BUSINESS WIRE)--July 7, 2005--Research and Markets (http://www.researchandmarkets.com/reports/c20319) has announced the addition of International Health Insurance 2005 to their offering





This is an overview of what is offered in the global corporate health market, what is needed and what can be done to provide products and services more closely aligned to corporate needs.



World-wide there are many health insurance companies, but very few offering truly international cover. A handful in the UK, Europe and USA do so. Although, a few international insurers are involved, many providers are specialist agencies only involved in this sector.



An increasing number of people leave their home country on a temporary, semi permanent or permanent basis to work or live overseas. This may be moving with employer needs or individual explorations overseas to live and work. Standards of medical care around the world vary hugely from the sublime to the non existent. The costs of unplanned medical help, and indeed the availability, can be high. It may be prudent, necessary or even life saving, for an individual to be treated in another country and transported safely there. Many prefer to return to their own country for treatment and recuperation. Even if treatment is available locally, problems of language and culture can exist.



In the last few years there has also been a widening of the choice of product on offer.



There is no such thing as a standard cover some are more flexible than others in tailoring a policy to an individual, while others seek to push a package of benefits.



Many international health insurance providers concentrate on certain geographic areas such as people based in the USA or UK. Others will cover many nationalities wherever they live, although some of these will not include cover for private medical attention in the USA or Canada.



Who should read this report:



- Health insurers and intermediaries in the UK, across the EU and US



- Providers and intermediaries supplying the corporate health market



- Those advising companies and insurers



Questions Posed



- Which player is offering which type of insurance and what part of the market they seek?



- Where is demand coming from?



- What is happening to cover?



- Why is a potentially lucrative market dangerous to enter?



- What are the 8 target markets by type of customer?



Companies Mentioned:



1. UK Based Companies Who Write IPI For The UK Market



Allianz Worldwide Care



Axa Ppp Healthcare



Bcwa Healthcare



Bupa International



Cassidy Davis



Cigna Healthcare



Exeter Healthcare



Ihi/ International Health Insurance



Kiln



Norwich Union



Wpa



2 Non UK Based Insurers Who Write IPI For UK Market



Gmc Services



Gouda International



Sri/ Specialist Risk International



Taurus International



3 Non UK Based Insurers Who Write IPI For One Or More EU Markets



Vhi



4 UK Based Specialist IPI Agencies



A La Carte



Crispin Speers



Expacare



Expatriate Healthcare



Goodhealth



Healthcare International



Iclp



Interglobal



Ihc/ Independent Healthcare Consulting



Img/International Medical Group



Iph/ International Private Healthcare



Medicare



Morgan Price International Healthcare



William Russell



5 Uk Based Insurers Who Were Once In IPI Market



First Assist



Standard Life Healthcare



6 Uk PMI Insurers Not Offering International Covers



Aig



Cs Healthcare



Clinicare



Groupama Healthcare



Hsa



Hsa Personal



Health On Line



Legal And General



Prudential Health



Qbe Health



Wpa



7 Other Non UK Based Insurers Who Could Enter UK IPI Market



Vivas



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