Nebraska's Hospital Association is hoping that the state does not wait until next summer before planning their health insurance exchange. This information comes from Insurance Journal's "Nebraska's Health Providers Urge State-based Insurance Exchange," by Grant Schulte. Currently, the Nebraska government plans to wait until a U.S. Supreme Court ruling regarding President Obama's health insurance changes, which is expected around June. The deadline for states to have their individual health insurance exchanges planned is June 29, so Nebraska could be in a bad place if the current plans pass through the Supreme Court and they have not made their own budgeting and oversight plans.
The state run health insurance exchanges are for Americans to purchase individual health insurance with all of their options in an easy to shop location. It is estimated that a family of four, making around $55,000 per year, would be able to get an insurance plan for about $370 per month. These online supermarkets must be in place by 2014 and funded by individual states by 2015, but the deadline for federal approval of the plans is January of 2013.
Nebraska's governor doesn't want to put the work into making an exchange plan before the federal government ruling is made. He says that exchange minimum requirements haven't even been set yet and many government officials in Nebraska are worried about the costs the state will incur. If a quality health insurance exchange is not put into place by Nebraska's government, the federal government will run one for them. Twelve percent of Nebraska's population is currently uninsured, but many more are likely under-insured. Nebraska is weighing four different options for health insurance exchanges, but is likely to go with a state run plan.
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