eHealthinsurance Report on Rates

A 2007 research study from eHealthInsurance found that individual health insurance premiums ranged from a low of $98 (in Iowa) to as high as $338 (in New York) - the national average was $148.

The disparity health insurance rates can be partly explained by state regulations that differ from state-to-sate which makes health insurance coverage in some states much more expensive fore health insurance companies.

It’s time Americans were allowed to buy health insurance from carriers across state lines. For instance an Ohio resident would be able to buy an health insurance plan from Blue Cross Blue Shield of North Carolina if they happened to have a individual health insurance plan that was a good match for their health care needs and budget.

Without state mandates, individual health insurance would become much more affordable and consumers would have more choices.

eHealthinsurance.com Joins Partnership

A partnership was announced this morning by eHealthinsurance and a small business advocacy group that seeks to fix a serious the small business problem: the lack of health insurance.

EHealthinsurance has partnered with the National Federation of Independent Business to offer a customized technology designed to facilitate the use of HSAs.

EHealthinsurance represents nearly 200 individual health insurance carriers and has about 9,000 to 10,000 different health insurance plans listed on its site.

EHealth Senior Vice President Sam Gibbs said the Mountain View, Calif.-based company began noticing that over the last 15 months many small businesses were no longer purchasing group health insurance plans and instead were signing up for individual coverage.

EHealth has created a tool that encourages a business owner to contribute to an employee's HSA. For example, if a company has 10 employees, the business owner may decide that he could contribute $500 per employee per year toward HSAs.

Individuals are not penalized if they use HSA funds to pay for qualified medical expenses and any unused funds can be rolled over if they are not used by the end of the calender year.

eHealthinsurance wins best Insurance Website award

The Webby Awards, the leading international honor for the Web, named eHealthInsurance, the Best Insurance Website of 2007.

The Webby Awards is the leading international award honoring excellence on the Internet, including Websites, Interactive Advertising, Online Film & Video, and Mobile Websites. The awards are judged by the International Academy of Digital Arts & Sciences, a global organization that includes Harvey Weinstein, Arianna Huffington, Matt Groening, Jamie Oliver, Internet inventor Vinton Cerf, and RealNetworks CEO Rob Glaser.

The 11th Annual Webby Awards received a record 8,000 entries from over 60 countries and all 50 states.

Get a free no-obligation health insurance quote from eHealth and see how easy it is to use.

Heath Insurers use the web

Robert Nilson (25) could be considered a "young invincible," a term used in the insurance industry to describe healthy young people who find health insurance unnecessary.

Nielsen recently took it upon himself to find a health plan after being uninsured for more than a year. And when the time came, he turned to a place that many people would not think to go: the Internet.

The company he stumbled upon, eHealthinsurance, is the largest online provider of health insurance for individuals, families and small businesses. On its Web site, the company offers 125 different plans in Utah, and each has been approved by the state's Department of Insurance.

While there are certainly people who just don't think they need health insurance, more and more people are seeking some kind of safety net to protect them against high medical bills if an emergency strikes.

Individual health insurance offers people the chance to tailor a plan to meet their needs, such as a high-deductible policy with a low monthly premium for someone with fewer medical needs or a slightly richer plan for those who frequently go to the doctor.

eHealth Innovation

Press Release

eHealth, parent company of eHealthInsurance, the nation's leading online source of health insurance for individuals, families and small businesses, announced the next generation of the Electronic Processing Interchange (EPI). EPI III will enable individual consumers in five states to receive an expedited response to their electronically submitted health insurance applications.

Humana Inc. one of the nation's largest health insurance companies, is the first insurer to participate. Humana will use EPI III to speed the processing of applications for its HumanaOne line of individual health insurance plans.

The States included in the initial roll-out are Texas, Kansas, Missouri, North Carolina and South Carolina. Individuals shopping for health insurance online in these states can now receive a response to their health insurance application within one business day by choosing a Humana health plan.

The EPI technology enables individuals to complete the entire health insurance purchasing process online. While the traditional paper-intensive non-EPI application process requires approximately 43 days on average from submission to approval, the EPI application process requires approximately 17 days. EPI has been widely adopted by the more than 160 health insurance carriers that eHealth represents.