State Farm Lowers TN rates

NEWARK, Ohio (AP) -- State Farm is lowering its insurance rates for drivers in Tennessee by an average of two percent in 2005.



Overall premium changes depend on the coverage carried, the discounts already approved and how much each person drives.





State Farm insures 994,000 drivers in Tennessee, or about one in four cars. The total savings for the state's motorists will be more than $12 million.





The cost of collision coverage is going down the most when the new rates take effect January 1st.