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Friday, August 22, 2008

eHealthinsurance Report on Rates

A 2007 research study from eHealthInsurance found that individual health insurance premiums ranged from a low of $98 (in Iowa) to as high as $338 (in New York) - the national average was $148.

The disparity health insurance rates can be partly explained by state regulations that differ from state-to-sate which makes health insurance coverage in some states much more expensive fore health insurance companies.

It’s time Americans were allowed to buy health insurance from carriers across state lines. For instance an Ohio resident would be able to buy an health insurance plan from Blue Cross Blue Shield of North Carolina if they happened to have a individual health insurance plan that was a good match for their health care needs and budget.

Without state mandates, individual health insurance would become much more affordable and consumers would have more choices.

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