eHealth, parent company of eHealthInsurance, the nation's leading online source of health insurance for individuals, families and small businesses, announced the next generation of the Electronic Processing Interchange (EPI). EPI III will enable individual consumers in five states to receive an expedited response to their electronically submitted health insurance applications.
Humana Inc. one of the nation's largest health insurance companies, is the first insurer to participate. Humana will use EPI III to speed the processing of applications for its HumanaOne line of individual health insurance plans.
The States included in the initial roll-out are Texas, Kansas, Missouri, North Carolina and South Carolina. Individuals shopping for health insurance online in these states can now receive a response to their health insurance application within one business day by choosing a Humana health plan.
The EPI technology enables individuals to complete the entire health insurance purchasing process online. While the traditional paper-intensive non-EPI application process requires approximately 43 days on average from submission to approval, the EPI application process requires approximately 17 days. EPI has been widely adopted by the more than 160 health insurance carriers that eHealth represents.
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