Presidential candidate and Sen. Barack Obama plans to announce a proposal that would expand health insurance to all U.S. residents by the end of his first term.
In prepared comments obtained by the AP, Obama said that the proposal would require all residents to obtain health insurance. Under the proposal, a National Health Insurance Exchange official would monitor health insurers and the plans that they offer. Residents who cannot afford health insurance would pay for coverage on a sliding scale based on their annual incomes, and health insurers could not deny coverage to residents with pre-existing medical conditions.
The proposal also would include funds to improve technology in the health care industry through measures such as the implementation of an electronic health record system. In addition, the proposal would establish a reinsurance pool for catastrophic conditions and call for a focus on preventive care.
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