Health insurance companies in California sometimes refuse to sell individual health insurance coverage to people simply because of their occupations or use of certain medicines.
Although Blue Cross of California, the state's top carrier of individual health insurance plans, does not exclude applicants based on occupation, 3 others do: Blue Shield of California, PacifiCare Health Systems Inc. and Health Net Inc..
All four health plans look at prescription drug use to decide to whom they will sell individual health plans. Dozens of widely prescribed medications — including Allegra, Celebrex and Prevacid — may lead to rejection.
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