Health Care Reform Facts

With election season here, health care reform has been a hot topic across the nation. There is so much information flying around that it's hard to decipher the facts from fiction. There seems to be three main myths out there scaring consumers. Let's put some of the myths to rest.

Health care reform is not designed to raise taxes or cause job losses. The law actually includes the largest middle class tax cut for health care ever in the United States. Most Americans do not want to pay any more taxes than we already do and the administration recognizes this.

Some experts worry that the health care bill will force Americans to purchase health insurance policies they cannot afford. Between tax breaks and hardship waivers the plan hopes everyone can have affordable health insurance policies.

Another major myth out there is that Medicare is going to be cut dramatically and hurt beneficiaries. The plan does not include any Medicare cuts to beneficiaries, but rather it adds benefits such as free preventative health care and annual wellness visits.

Understanding reform is the first step in getting Americans on board so that the plan can actually work. Politics aside, health care reform will be in full effect by 2014 so everyone needs to work together to get the best possible results.