Auto Insurance and Cell Phones

Studies have shown that driving while texting can be as dangerous as driving under the influence. Because of this many states have passed legislation to make certain types of cell phone usage against the law. In some cases, using a cell while driving can cause you to obtain a "careless driving" violation which may impact your auto insurance rates.

In the past decade six states have passed a ban on cell phone use while driving. These states include Connecticut, California, New York, New Jersey, Washington and Utah. The District of Columbia has also passed this. There are six states who have authorized cities to ban cell phone use including Pennsylvania, Ohio, New Mexico, Michigan, Massachusetts and Illinois.

To learn more on this topic you can read the full article http://www.iihs.org/laws/cellphonelaws.aspx.