Big Brother Progressive

Progressive gets to monitor your driving.Starting next month, Progressive Casualty Insurance Co. will let New Jersey drivers lop as much as 60% off the nation's highest car insurance bills...If you let them monitor your driving.

The Program is called MyRate, Progressive's Pay-as-you-drive system.

The system is simple. The company gives a driver a small device that plugs into the data port built into all cars made since 1996.

That device tracks all the parameters of travel, including speed, time, mileage and distance, as well as how frequently the brakes are used and how quickly the car stops.

The device then wirelessly transmits the data back to the company, which adjusts your auto insurance rates based on how you drive.

While the company said some drivers could see auto insurance rates increase by 9%, Progressive said most drivers would expect to see 10 - 15% savings. There is no penalty for not participating in the program.