Geico back in New Jersey

Auto insurer Geico is back in New Jersey, but consumer advocates say that may not make much difference to some state residents.They contend that since the state will allow Geico to consider customers' credit scores when it sets rates, that could close out people with low incomes or bad credit ratings.Those are the people who already have trouble getting car insurance.Maryland-based Geico re-entered the New Jersey market last week, nearly 30 years after leaving the state because of restrictive policies.Those policies were eased by legislation signed by Governor McGreevey last year.