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Tuesday, December 29, 2009

Washington Basic Has Information On State Budget

The Washtington state budget from 2009 is very conservative according to the Washtington Basic Health website. In the years to come, the residents of Washington are bound to feel the affects of the sacrifices the state is making to stay within the responsible budget. Even the programs that were left in tact will feel the affects of the budget shift.

Washington has been preparing itself for a modern society by doing things such as building a public transportation system to create thousands of jobs and come out stronger at the end of the recession. The Washington government also took steps to bring back their ferry system by building new vessels and keeping fares low.

The Health Care Authority continues to monitor and analyze the budget to find possible ways to save money. 2009 in Washington was about sacrifice and cutting back. They are focusing on making wise decisions when determining how to spend money on health care, construction and salaries. The primary goal is to build a solid foundation for the future residents of Washington.

Monday, December 21, 2009

State Farm Car Insurance Quote for iPhone

According to State Farm Insurance's website, there is a new application available for the iPhone called Pocket Agent. State Farm policyholders can download this free app to view their policy, mutual funds, and other financial information on the run.

Pocket Agent can also be used to file an insurance claim, finding a locksmith, towing services, rental cars, taxis, gas stations and hotels just by a push of a button. When filing a claim through this app, Claims Submissions will walk customers through the process. Customers are able to select policy information instead of manually typing it. You can also check your State Farm Bank account information through this application. This just shows State Farm's commitment to making policy information easily accessible for their customers.

If this type of benefit is something that interests you for your insurance needs, you can get a State Farm car insurance quote or apply for other services on their website.

Tuesday, December 15, 2009

More People Using Web for Auto Insurance

According to an article on money.cnn.com by Lavonne Kuykendall called "More Customers Buying Auto Insurance Online", more and more auto insurance companies are adapting to internet sales. Many insurance companies rely heavily on agents to sell their auto insurance, but as more people are logging on to the Internet to shop, those agents' roles are shifting.

Thomas J. Wilson is the chief executive of Allstate Corp, and he says that Allstate is aiming to have fewer agencies that are bigger and offer a more consistent customer experience. He states that about half of their new auto insurance policyholders originally make contact through their website. That's huge when considering leads are a core part of a successful business.

Other auto industries are heavily relying on the Internet such as car companies, repair shops and Departments of Insurance (DOI). You can find much information on DOI through the county, such as Illinois DOI which has a lot of valuable information online.

Monday, December 7, 2009

Healthy Indiana Plan Offering POWER Account

Health Indiana Plan offers many benefits, one of which is called a POWER account. This is an account valued at $1,100 per adult to pay for medical expenses. The State of Indiana makes contributions to the account and each participant, based on a sliding scale, receives the benefit. No one will pay more than 5% of their gross annual family income, and many will pay less.

This plan also offers a basic commercial benefits option once the yearly medical expenses go over the $1,100. Coverage for preventative services is available for up to $500/year at no additional cost for members. Once the $500 limit is reached, preventative care is covered, but the POWER account would be used when necessary.

As with most types of plans, co-pays are required for all emergency care, but that would be the only service that has a co-pay. And even in the case of an emergency the co-pay would be returned if it is determined the service was a true emergency. The Healthy Indiana Plan does not currently cover dental, vision, or maternity care.


Tuesday, December 1, 2009

State Farm Insurance Quote Lower from Safe Driving

State Farm has a press release on their website entitled "State Farm Offers Safe Driving Tips for the Holidays" which covers some basic steps for safety on the road.

According to the article, over 400 people died and 6400 were injured in car crashes during Thanksgiving in 2008. State Farm is looking to reduce this scary statistic. If you are a safer driver it may actually end up lowering your State Farm insurance quote. Some tips may seem obvious, but it's amazing how many people do not follow these guidelines. Always buckle your seat belt, avoid risky distractions such as texting while driving, get adequate amount of sleep before you hit the road and do not eat while you drive. These are all common causes of accidents.

State Farm car insurance quotes take into consideration your driving record and the less accidents and tickets you have on your record the better. It's also important to consider that when you are partaking in risk behavior on the road you are not only putting your life at risk, but the passengers and other people out on the road are at risk as well.