The Hartford Announces Lower Car Insurance Prices in Indiana

Press Release

HARTFORD, Conn., Feb. 15 /PRNewswire-FirstCall/ -- To better serve its
Indiana agents and customers, The Hartford Financial Services Group, Inc.
(NYSE: HIG), one of the nation's leading providers of investment and insurance
products, announced today that it will offer lower prices to many drivers
under its popular Dimensions personal auto insurance program, which is
available through the company's network of independent agents.

New price adjustments will make the competitively-priced Dimensions plan
an even better choice when it comes to car insurance in the Hoosier state.
These changes will enable agents and their front line representatives to reach
a greater number of customers with the following benefits:
* Lower prices for approximately one-third of existing and prospective
customers.
* Annual savings of $100 or more for 25% of these reduced-price customers.
* Changes effective February 15, 2006 for new policies and April 5, 2006
for renewal business.

"The auto insurance market is extremely competitive, and we're constantly
reviewing our rates to remain a top player in the state," said Mike Concannon,
senior vice president for The Hartford. "While Dimensions is already a huge
success, we're thrilled to be offering it at even lower prices. This will
certainly give our 117 personal lines agents in Indiana one more reason to
quote The Hartford."
The Hartford's announcement marks the third time in the past year that the
company has voluntarily lowered personal auto insurance prices in Indiana.
During that same period, it has also grown the number of its agency
relationships from 71 to 117, leveraging its competitiveness, financial
strength and leading edge technology to remain a trusted name with both agents
and policyholders.

About The Hartford's Dimensions Program:
One of the most sophisticated underwriting plans in the industry,
Dimensions offers a state-of-the-art, multi-dimensional approach to pricing,
or "rating," a customer's driving risk. By connecting and calculating
numerous risk factors -- such as age, driving history, vehicle age and vehicle
use -- The Hartford enables agents to generate a customized rate for each
policyholder. Unlike other programs, Dimensions evaluates customers on an
individual basis so that one driver will not affect the rates of other members
in the same household.
With this personalized approach, agents are better equipped to keep their
customers satisfied at every stage of life without drastically changing the
price they pay for auto insurance each year. Underwriting is also much easier
for agents and their service representatives, who can take advantage of The
Hartford's easy-to-use electronic quoting, submission and issuing systems.
The Hartford's Dimensions plan, which offers a full range of comprehensive
auto coverage, was first launched in 2003 and is now available in 41 states,
including Indiana. Since the program's inception, the company's Indiana
agency-based auto insurance business has grown more than 55 percent.