Columbus Auto Insurer Opens Large KY Center

The Columbus auto insurance company, Safe Auto, recently opened up a 20,000 square foot call center in Somerset, Kentucky which is south of Lexington. Safe Auto is expanding the call center to support future growth and had construction under way since November. They now have doubled the size of the call center operation according to the article "Safe Auto Opens Larger KY Call Center" from Business First found on bizjournals.com.

This customer service center in Somerset went from employing 48 people to 83 with the opening of the new facility. The center was designed to accommodate up to 250 employees which tells you the kind of growth Safe Auto is looking to have. This family owned business sells auto insurance in 16 states throughout the nation with its headquarters out of Columbus, Ohio. The company is doing well as they expand their customer service departments to meet customer need.

Health Insurance Pooling in Connecticut

The Connecticut Senate gave approval to the passage of a bill this week that allows municipalities and other nonprofit groups to join the state employees health insurance pool. This new plan does not include a public option and it does not offer health care to everyone.

This stirs up some controversy over the new legislation. Senator Terry Gerratana says the supporters of the new bill are involved in the process, but the legislation does not enact an insurance product even though the bill had been envisioned as some type of universal health plan. It's not providing health care exactly, but it's working towards that goal.

Gerratana points out that Connecticut already has a public option plan in place called the Charter Oak Health Plan, which was orchestrated by the former Governor M. Jodi Rell. This particular plan aims to cover families in need, but it isn't perfect. Legislators continue to work towards finding a plan that will meet the needs of as many Connecticut residents as possible and ensure everyone has access to affordable health insurance coverage.

Individual Health Insurance: What to Look For

Shopping around for individual health insurance can be overwhelming and confusing. Fortunately, health care reform is working to make the process simpler and more straight forward. They want to make comparing plans side by side easier for the consumer, but this could take years before it's fully implemented. Until then, Marketwire.com has a news release from GoHealthInsurance which outlines some of the most important factors you should be looking for in a health insurance policy.

The first item discussed is the deductible. Notice if there is one and if it is reasonably priced. Next, understand if the policy has providers in-network or out-of-network. Also, be sure that preventative care is free since this will eventually be required by health care reform. Look for key coverages which include dental, vision, prescription drug and maternity care. It's crucial you fully comprehend the variety of charges on different services so that you are not surprised when it's time to pay the bill. It's easy to get swooped into an inexpensive policy, then when services are used you are hit with a huge bill you cannot afford.

Only you can weigh the importance between quality benefit and the monthly premium, but be sure to take a close look at your true health needs. Just because you are healthy now, or have never used the health care system, it does not mean that you won't need it in the future. Having the basic benefits to suit your specific needs is going to make your individual health insurance policy work for you.