California DOI

The California DOI has announced that a settlement has been reached in a recent enforcement action according to the article "Two Insurers Settle California Insurance Code Violations" found on ClaimsJournal.com.

The action is against Civil Service Employees Insurance Company, and CSE Safeguard Insurance Company. This settlement marks the end of a market conduct exam which located many violations of the important Insurance Code and Regulations from back in 2005 and 2006. This code is enforced by the California DOI.

More specifically, Department reviewers studied the companies' claims handling practices in auto, homeowner, as well as commercial liability lines of insurance and found the violations. They randomly selected 596 claim files closed during the specified review timeframe and found 661 total claim handling violations all together.

Healthy Indiana Plan

The Healthy Indiana Plan available to Indiana residents seeking affordable health insurance continues to be an outstanding program for Indiana families. During these tumultuous times in our economy and health care system, it's encouraging to know that plans such as these are available for Americans.

The plan primarily serves the very poor and low income population, and is a great option for families with children who do not have insurance through their employer nor can they afford standard individual health insurance plans. Those types of plans are getting more and more expensive and with mandates going into place soon with the new health care reform bill, many Indiana residents are scrambling to get proper coverage. That's why this type of plan is invaluable.

Other states such as Washington, have similar programs to help their residents. Washington Basic offers a variety of benefits to qualifying residents. Plans across the nation are quickly coming together to support struggling Americans. Unfortunately, with unemployment so high and employers dropping plans quickly, government is having a hard time keeping up with all the need out there currently.