Cheapest Car Insurance

The article "Insurance Rates: Top 5 States to Insure a Car for Less" by Laurent Belsie on CSMonitor.com, compares the top 5 states where the lowest percentage of the median income goes to pay for car insurnace. If you live in one of these states it's still very important to compare car insurance, but knowing you will probably get a good deal is comforting to know.

Number five on the list is Utah, where the median driver spends about 3.5% of their income on car insurance. Their car insurance quotes may be lower because Utah has twice as much space and many less drivers than a state such as Virgina. Next on the list is New Hampshire, then Hawaii, Minnesota, and the cheapest on the list is Massachusetts.

Massachusetts may be surprising since it's often known as being an expensive state. But because of the high income overall in the state, residents only spend about 2% of their income on car insurance. This is the lowest in the country overall, and this is even considering the bustling city of Boston and their higher rates.

Ohio DOI

The Ohio DOI continues to offer valuable support to Ohio residents with questions on insurance. They provide information on auto insurance, health insurance, life insurance, homeowners insurance and even more. They even have an online toolkit that is worth checking out.

Ohio senior citizens can turn to the DOI for assistance at any time. The Ohio Senior Health Insurance Information Program is a completely free benefit for Ohio citizens which provides accurate information on insurance programs and Medicare. There are free seminars to attend and representatives to talk to.

With all the misinformation out there on insurance in general it's very beneficial to have a team of professionals looking out for the consumer. As health care reform approaches there will be even more confusion with insurance so knowing you have someone to turn to with accurate information is very reassuring.

Carolina Health Insurance

There are many affordable health insurance options in the Carolinas. There is a good variety of plans to choose from such as HMO plans, PPO insurance, health savings accounts, HDHP, family health insurance, as well as individual health insurance. Carolina Health Insurance has come a long way.

In North Carolina, Medicaid pays approximately 20% of the population. This is a great way to help the less fortunate have proper health insurance coverage. North Carolina Health Choice for Children is a unique option for families do not qualify for Medicaid because they make too much money but still can't afford the pricey cost of health insurance for a full family. This program offers free or discounted health insurance options for the children of these families.

South Carolina has similar health insurance options, but there are some differences from North Carolina. Hands on Health South Carolina is a valuable resource offered by the government to help residents lead healthier lifestyles. Partners for Health Insurance (PHC), provides South Carolina residents Medicare coverage to dependents who are 18 years or younger coming from families of low income.

Both states have great options for their residents which is excellent news in this economy and with the challenges residents face getting coverage as well as having access to health information.

State Farm Car Insurance Quotes

If you are shopping around for State Farm car insurance quotes, it's helpful to understand what goes into determining the price they give you. Factors vary slightly from company to company but most car insurance companies consider the same factors when determining individual rates.

One factor is the type of coverage you purchase. The more comprehensive, usually the more expensive. What type of car you drive is also an important factor as well as where you drive. If you drive a lot your quote may be higher and along the same line, if you drive small amounts you will probably get a lower quote on your car insurance.

Age, gender and marital status are all considered when calculating a rate. Studies show these factors affect the riskiness of drivers. Driving record is obviously very important and more recently credit rating is used in the equation. Studies have shown that credit history is a strong predictor of future car insurance losses. For more information on what goes into a car insurance quote visit State Farm's website and get a State Farm car insurance quote to see if they may save you money.