Washington Basic was created back in 1987 and started out as a pilot program to provide access to affordable health insurance for Washington residents with lower incomes. The establishment was made permanent in 1993.
Washington Basic is a state sponsored program which assists Washington residents who are eligible for the program through subsidies from the state. Everyone does participate financially. It is considered a health insurance program rather than an entitlement. They have a partnership with the private sector of health insurance and they use a market based, non regulatory approach which makes it a unique program. All of the health plans offer the same basic benefits, but the monthly rates, providers and smaller details of the plan may vary from policy to policy.
They type of coverage you will receive will depend on many factors including the size of your household, the plan you choose, your age as well as your income level. It's important to ensure you choose a plan that best suits the needs of you and your family.
Monday, October 26, 2009
Monday, October 19, 2009
Auto Insurance Being Dropped As The Economy Struggles
As unemployment increases and the state of the economy continues, more people are expected to drop their auto insurance coverage to save money. This is found in the article “More Motorists Expected To Drive Without an Auto Insurance Policy” by John Pirro on live-pr.com.
The article also states that many experts see a correlation between unemployment rates and the number of people driving without auto insurance protection. According to a study from the Insurance Research Council, about one in every six drivers will be driving without auto insurance by 2010. The more people who drive without protection, the more expensive auto insurance policies will become for the insured.
The consequences for driving uninsured are getting stricter. For example, the Pennsylvania Department of Transportation will suspend a driver’s vehicle registration if they are caught without proof of auto insurance. Many of these people driving around without insurance believe they can't afford the month to month cost of carrying protection. Unfortunately, getting caught without insurance or getting get an accident uninsured can end up costing you a lot more money.
The article also states that many experts see a correlation between unemployment rates and the number of people driving without auto insurance protection. According to a study from the Insurance Research Council, about one in every six drivers will be driving without auto insurance by 2010. The more people who drive without protection, the more expensive auto insurance policies will become for the insured.
The consequences for driving uninsured are getting stricter. For example, the Pennsylvania Department of Transportation will suspend a driver’s vehicle registration if they are caught without proof of auto insurance. Many of these people driving around without insurance believe they can't afford the month to month cost of carrying protection. Unfortunately, getting caught without insurance or getting get an accident uninsured can end up costing you a lot more money.
Monday, October 12, 2009
Florida DOI Here To Help
According to the article "Florida Department of Insurance: Business Units" on economywatch.com, the Florida Department of Insurance (DOI) is committed to residents of the state of Florida to offer high quality insurance services. They offer user friendly guides for consumers which can be found online to assist residents in finding their insurance needs.
Florida DOI maintains a thorough database of all insurance companies in the state. The database also includes company profiles for more detail. Through the Florida DOI's online resources policies can be compared online which is extremely useful if you are looking for the best deal.
Another important function of the Florida DOI is to respond to customer grievances. If you find yourself being treated unfairly by your insurance company you can file a complaint with Florida DOI and they will do their best to protect consumers from insurance fraud. They research companies to ensure there is no unlawful conduct. Efficient working of the Florida DOI not only ensures the protection of consumers, but it also allows the insurance industry to thrive. California DOI and Colorado DOI have similar responsibilities.
Florida DOI maintains a thorough database of all insurance companies in the state. The database also includes company profiles for more detail. Through the Florida DOI's online resources policies can be compared online which is extremely useful if you are looking for the best deal.
Another important function of the Florida DOI is to respond to customer grievances. If you find yourself being treated unfairly by your insurance company you can file a complaint with Florida DOI and they will do their best to protect consumers from insurance fraud. They research companies to ensure there is no unlawful conduct. Efficient working of the Florida DOI not only ensures the protection of consumers, but it also allows the insurance industry to thrive. California DOI and Colorado DOI have similar responsibilities.
Monday, October 5, 2009
iCan Benefits Information
There is an unique company in the health insurance industry called iCan Benefits which has thousands of existing customers. Their mission is to bring access to affordable health care to all Americans. They believe that America needs better access to health care, financial assistance, and lifestyle improvement benefits.
ICan knows everything about health insurance. They will walk you through the process of finding the best health insurance policy. Once its found, they will stay with you and manage the policy, answering any questions you may have.
ICan benefits has a partnership with the Health Care Credit Union Association (HCCUA), which is a not for profit organization established in 1985. Their goal is to provide access to valuable benefits to better the health of their members and their families.
ICan knows everything about health insurance. They will walk you through the process of finding the best health insurance policy. Once its found, they will stay with you and manage the policy, answering any questions you may have.
ICan benefits has a partnership with the Health Care Credit Union Association (HCCUA), which is a not for profit organization established in 1985. Their goal is to provide access to valuable benefits to better the health of their members and their families.
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