Washington Basic Health is a health insurance option providing low cost health care to qualifying Washington residents. Residents must meet income requirements and not be eligible for free or purchased Medicare. They cannot be institutionalized at the time of enrollment and also cannot be attending school full time in the US on a student visa.
Currently, there is a waiting list for Washington Basic. There are certain criteria which allow a resident to bypass the waiting list. This includes foster parents, personal care workers, HCTC, Tribal sponsored accounts and Washington National Guard or Reserves who served in Operation Enduring Freedom, Operation Iraqi Freedom, or Operation Noble Eagle.
Also exempt from the waiting list is BH Plus and Maternity applicants who are ineligible for DSHS programs and former BH members dis enrolled because of Medicaid who have since lost that coverage and notified Washington Basic Health within 30 days.
Monday, September 28, 2009
Monday, September 21, 2009
Healthy Indiana Plan Reopens to Adults Without Children
According to the article "Healthy Indiana Plan to reopen to childless adults" by Ken Kusmer on usatoday.com, Indiana desires to enroll more childless adults in its state funded medical savings account. They will be reopening enrollment for them in the future.
When the Healthy Indiana Plan (HIP) was approved by the federal government, they originally put a limit of 34,000 childless adults for enrollment according to consultant Seema Verma. HIP has shown that it is very popular with this group of individuals and the Family and Social Services Administration closed the program to this group back in March.
Thousands more childless adults are currently on the waiting list to be enrolled in the program. FSSA has yet to decide exactly when they will be opening up more enrollment to these people, but it's coming according to a state consultant. HIP offers up to $500 a year in free preventative health care and a medical savings account worth $1100 per year. When costs go over this amount they have benefits of $300,000 a year.
When the Healthy Indiana Plan (HIP) was approved by the federal government, they originally put a limit of 34,000 childless adults for enrollment according to consultant Seema Verma. HIP has shown that it is very popular with this group of individuals and the Family and Social Services Administration closed the program to this group back in March.
Thousands more childless adults are currently on the waiting list to be enrolled in the program. FSSA has yet to decide exactly when they will be opening up more enrollment to these people, but it's coming according to a state consultant. HIP offers up to $500 a year in free preventative health care and a medical savings account worth $1100 per year. When costs go over this amount they have benefits of $300,000 a year.
Sunday, September 13, 2009
Auto Insurance Suspicious Fraud
The article “NICB: Suspicious insurance claims up” by Susan R. Miller found on bizjournals.com says the number of questionable insurance claims increased to 41,619 in the first half of 2009, up from 36,743, in the first half of 2008.
NICB member auto insurance companies send these suspicious claims to the Des Plaines, IL based bureau for investigation and further research based on certain criteria of possible fraudulent activity. The report doesn't look into how many of these referrals actually end up being fraud. It also doesn't consider causal factors. It is looking at raw data only.
Suspicious auto insurance claims were up by 21% in the first half of 2009. Auto glass fraud is the number one type of suspicious auto insurance fraud. Suspicious car theft claims were 6,852, up about 10% from 6,216 in the first part of 2008.
NICB member auto insurance companies send these suspicious claims to the Des Plaines, IL based bureau for investigation and further research based on certain criteria of possible fraudulent activity. The report doesn't look into how many of these referrals actually end up being fraud. It also doesn't consider causal factors. It is looking at raw data only.
Suspicious auto insurance claims were up by 21% in the first half of 2009. Auto glass fraud is the number one type of suspicious auto insurance fraud. Suspicious car theft claims were 6,852, up about 10% from 6,216 in the first part of 2008.
Sunday, September 6, 2009
State Farm Car Insurance Quotes: Student Discount
According to the article "Premium Opportunities" by Aleksandra Todorova on the Wall Street Journal's website, car insurance rates possibly double or more when a teenager is added onto their parents' policy. When the teen heads to college they can expect some relief.
Many companies offer "good student" discounts. As an example, State Farm car insurance quotes can be cheaper if the student has good grades. Depending on the student's gender and whether or not they are an occasional driver will impact how much of a discount. It can range from 9% to 35% off the premium.
State Farm Insurance's research shows that it can often be cheaper to keep a student on the parent's car insurance policy. For an example, in Indianapolis, it would cost about $400 more a year for a student to have their own policy.
Parents usually get a bigger savings for their sons who go off to college than daughters because rates for males are higher to begin with according to Robert Hunter, director of insurance at Consumer Federation of America.
Many companies offer "good student" discounts. As an example, State Farm car insurance quotes can be cheaper if the student has good grades. Depending on the student's gender and whether or not they are an occasional driver will impact how much of a discount. It can range from 9% to 35% off the premium.
State Farm Insurance's research shows that it can often be cheaper to keep a student on the parent's car insurance policy. For an example, in Indianapolis, it would cost about $400 more a year for a student to have their own policy.
Parents usually get a bigger savings for their sons who go off to college than daughters because rates for males are higher to begin with according to Robert Hunter, director of insurance at Consumer Federation of America.
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