Health Insurance above job satisfaction

Many California residents change jobs simply to get better family health insurance coverage.

Five years ago, Todd Warington's wife, Nancy, quit her job to be a full-time mom. But her employer had been providing health insurance coverage.

Because Todd's firm was too small to afford health insurance for its employees, the couple arranged to buy individual health insurance on their own.

The premiums ate up a chunk of their monthly income, and the high-deductible health plan didn't help much with hospital bills.

After a series of medical procedures, including an appendectomy for Nancy Warrington, the couple were stuck with hospital bills totaling more than $10,000.

About seven months ago, Todd found a job with a unionized firm that has employer-paid health insurance, a deductible of only $200 a year and a $1 co-pay for prescriptions.

Many people are changing jobs for this very reason, to save money on quality health insurance....

Choosing health insurance

Trying to understand health insurance can be tough.

With different health benefit packages luring workers to employers, understanding the inner workings of health plans is becoming more and more important.

When picking a health plan, smart consumers must pay attention not only to the small print but also to the details that come with it.

Many websites including healthinsurancesort.com provide resources that help customers better navigate the health insurance marketplace.

North Carolina Auto Insurance

Bills advanced today that call for North Carolina auto insurance companies to disclose that policy holders are paying a surcharge to subsidize auto insurance coverage for NC drivers that are determined to be too risky to insure.

The bills, which are backed by the auto insurers, moved to the full House and Senate for consideration after winning committee approvals Tuesday morning.

North Carolina has the largest number of drivers in the reinsurance pool in the United States. When premiums paid by those drivers are insufficient to cover claims, a surcharge is added to everyone’s bill.

Last year premiums fell $249 million short of claims, triggering a surcharge of about 9.8 percent to auto liability premiums, or about $39 on average.

About 30 percent of the state’s driver’s are in the high-risk pool, versus an average of 1.9 percent in other states.

HSAs can make Health Insurance affordable

According to the Wall Street Journal, health insurance costs rose 36 percent between 2000 and 2004 while wages rose just 12.4 percent. In addition, the number of Americans spending more than 25% of their income on medical costs climbed from 11.6 million in 2000 to 14.3 million in 2004, according to the journal.

One product that is helping to make family health insurance more affordable is the health savings accounts (HSA). Individuals can make contributions to health savings accounts tax-free. The money may then be used tax-free to pay for qualified medical expenses. If you don't use all the money in your HSA in any given year, it can be rolled over to the next year.

GMAC lowers auto insurance rates in Colorado

GMAC Insurance announced the company will reduce its auto insurance rates in Colorado, effective immediately. Drivers in the Centennial state can expect to save an average of 9.7 percent when purchasing GMAC Insurance coverage from 319 Colorado-based independent agencies.

With fuel prices surging, these auto insurance rate decreases will help customers manage their transportation costs, giving them a much-needed break.

AIG to buy 21st Century Auto Insurance

American International Group Inc. (AIG) said it had reached a definitive agreement to buy out the minority shareholders in auto insurer 21st Century Insurance Group which it already controlled, after raising its previous bid.

The agreed offer, of $22 a share in cash, was increased from an initial January bid of $19.75, a move some investors had expected since an independent committee of 21st Century's outside shareholders had to approve the deal.

AIG, the world's largest insurer, which already controls 60.8 percent of 21st Century, said the total purchase price for the shares was about $813 million.

Florida Health Insurance

Purchasing Florida Health Insurance is easy on the Internet. If you are Florida resident that is not covered by an employer sponsored plan and needs to purchase your own health insurance policy? If so, you should be surfing the Internet to find the health insurance plan that best fits yourself or family.

There are a number of health insurance carriers that offer many types of insurance policies to Floridians, just like yourself, including Vista Health Plan, Blue Cross Blue Shield, Assurant to name a few. These health insurance carriers offer multiple Florida health insurance plans, so you might need a bit of help narrowing down the tremendous options that you can select from.

Take a thorough look at the health care needs of you and your family and ask many questions of your health insurance broker, or online web portal before making a purchase decision.

Once you determine what health plan features are best for you, some online health portals provide you with online comparison quotes that let you compare top plans side-by-side, and if you are ready, even submit an application online.

eHealthinsurance wins best Insurance Website award

The Webby Awards, the leading international honor for the Web, named eHealthInsurance, the Best Insurance Website of 2007.

The Webby Awards is the leading international award honoring excellence on the Internet, including Websites, Interactive Advertising, Online Film & Video, and Mobile Websites. The awards are judged by the International Academy of Digital Arts & Sciences, a global organization that includes Harvey Weinstein, Arianna Huffington, Matt Groening, Jamie Oliver, Internet inventor Vinton Cerf, and RealNetworks CEO Rob Glaser.

The 11th Annual Webby Awards received a record 8,000 entries from over 60 countries and all 50 states.

Get a free no-obligation health insurance quote from eHealth and see how easy it is to use.